How Many Credit Cards Should You Have?

When it comes to credit cards, more is not always better.

While having a few credit cards can be helpful in building a good credit history, having too many can be a sign of financial instability & that can lead to a lower credit score.

So how many credit cards should you have?

Generally, three to four cards is a good number.

This will give you enough credit to build a good score, but not so much that you're in danger of maxing out your cards or falling into debt.

Of course, there are always exceptions.

If you handle your finances responsibly and pay off your balances every month, you may be able to manage more than three credit cards without harming your credit score.

For most people, three or four cards is the sweet spot.

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