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Information About The Loan Modification Process

At the Law Offices of Omar Zambrano our mission and goal has always been to keep you in your residence, avoid foreclosure and accomplish your unique objectives. Loan Modification has gotten a negative reputation recently as a few unscrupulous loan modification attorneys, and real estate brokers, were taking money from homeowners and then performing no services.  In response these few bad individuals, the State of California made it unlawful for attorneys to accept *upfront* fees for loan modification services.

Unfortunately, these new laws made most reputable attorneys get out of the loan modification business they can’t reliably get paid for their work and it is presently very hard for homeowners to find legal representation in regard to loan modification.  The response from the California government officials is that homeowners can just negotiate with their lender on their own and without a proper attorney representing them.  

While homeowners in every other state may have an attorney represent them in loan modification, California has essentially taken that option away from California homeowners.

We understand that you only have a short period of time to overcome the real possibility of losing your property to foreclosure and no one out there will help.

Omar Zambrano bankruptcy attorney is an experienced attorney and a real estate broker who can work to represent you within the unfortunate restrictions placed on us and attempt to keep you in your home, but you must consider allowing us to offer all options from filing bankruptcy to negotiating with your lender under bankruptcy protection.

Our Service Areas

Agoura Hills Alhambra Alta Dena Alta Loma Arcadia Artesia Avalon Azusa Baldwin Park Bell Bellflower Bell Gardens Bradbury Claremont Commerce Compton Covina Cudahy Culver City Diamond Bar Downey Duarte El Segundo Gardena Glendora Hawaiian Gardens Hawthorne Hermosa Beach Hidden Hills Huntington Park Industry Inglewood Irwindale La Cañada Flintridge La Habra Heights La Mirada La Puente La Verne Lawndale Lomita Lynwood Malibu Manhattan Beach Marina Del Rey Maywood Mira Loma Monrovia Montclair Montebello Monterey Park North Hollywood Pacoima Palos Verdes Estates Panorama City Paramount Pico Rivera Rancho Palos Verdes Redondo Beach Rolling Hills Rolling Hills Estates Rosemead San Dimas San Gabriel San Marino Santa Clarita Sierra Madre Signal Hill South El Monte South Gate South Pasadena Studio City Sun Valley Temple City Valley Village Vernon West Covina Westlake Village


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