What Is Credit Counseling?

Credit counseling is a form of debt relief that helps individuals regain control of their finances and become debt-free. It is provided by nonprofit organizations that are approved by the U.S. Department of Justice and the Federal Trade Commission. Credit counselors help individuals understand their current financial situation and offer advice on how to reduce or eliminate debt, create a budget, manage money, improve credit scores, and develop better spending habits.

The process begins with an assessment of an individual's financial situation which includes looking at income, expenses, debts owed and existing payment plans. During this time, counselors work with clients to determine what type of assistance they need such as setting up repayment plans for unsecured debts—such as credit cards or medical bills—or helping them apply for various forms of assistance like bankruptcy protection or loan consolidation programs.

The Law Offices of Omar Zambrano has helped thousands of people and them businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706