If a Creditor Was Charged Off, Do I Still Need To List Them?

If a Creditor Was Charged Off, Do I Still Need To List Them?

No, you are not required to list a charged-off creditor on your credit report. A charge-off occurs when a creditor writes off a debt as uncollectible. Once a debt is charged off, the creditor will no longer attempt to collect payment from you. However, the debt may still appear on your credit report for up to seven years from the date of the charge-off.

The mains Law Offices of Omar Zambrano has helped thousands of people and businesses in the past to get out of debt and start over.

Our goal is to help you find a fresh start FAST!

Schedule your free consultation today! By Calling 626-338-5505 or visiting us at 12738 Ramona Blvd Baldwin Park CA 91706