4 Important Facts About Wage Garnishment

Wage garnishment is a process used by creditors to collect unpaid debts from employees. It involves deducting money from the wages of an individual to pay back an outstanding debt. The process can be confusing and intimidating for those who are unfamiliar with it. Here are 4 important facts about wage garnishment that everyone should know:

First, wage garnishment can be initiated without the permission of the debtor. Creditors do not need authorization from the individual before initiating a garnishment order on their wages. In most cases, employers must comply with any valid orders presented to them regarding wage garnishments and cannot refuse payment if requested by law enforcement authorities or court-ordered collections agencies.

Second, when it comes to wage garnishments, there are federal and state laws that limit how much of a person's earnings may be taken each month in order to pay off debts.

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