Comprehensive Bankruptcy Services

Chapter 7 bankruptcy, often called "liquidation bankruptcy," allows individuals to eliminate most unsecured debts, such as credit card balances, medical bills, and personal loans. This option is ideal for those who lack sufficient income to repay their debts and want a fresh start. The process is relatively quick, typically completed within a few months.

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We offer tailored bankruptcy solutions for small business owners, including those in e-commerce ventures. Whether through Chapter 7 liquidation or Chapter 13 reorganization, we assist in addressing business debts, protecting personal assets, and exploring options for continuing or restructuring operations.

If you’re at risk of losing your home or vehicle, bankruptcy provides an automatic stay that temporarily halts repossession and foreclosure proceedings. We’ll work with you to develop a plan to protect your assets and create a stable financial future.

Chapter 13 bankruptcy, or "reorganization bankruptcy," enables individuals with a regular income to create a manageable repayment plan over three to five years. This option is particularly beneficial for those facing foreclosure or repossession, as it provides an opportunity to catch up on missed payments while keeping assets like homes or vehicles. Chapter 13 also allows for the resolution of secured and unsecured debts within the plan.

City employees face unique financial challenges, and we specialize in helping municipal workers eliminate debt while safeguarding their employment, pensions, and benefits. We understand your needs and provide customized solutions to help you move forward.

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Whether you have $5,000 or $500,000 in debt, we’re here to help. From managing medical bills and credit card debt to handling repossessions and foreclosures, we’ll create a personalized strategy that aligns with your financial goals.

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For homeowners with properties that have declined in value, Chapter 13 bankruptcy provides a powerful tool called lien stripping. If your first mortgage exceeds your home's current value, we can help eliminate wholly unsecured second or third mortgages by reclassifying them as unsecured debt. This process can significantly reduce your overall financial burden.

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Medical expenses can quickly become overwhelming. Our bankruptcy services can help discharge or restructure medical debts, allowing you to focus on your health and well-being without the constant stress of unpaid bills.

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